Free EPC Girocode QR Code Generator (EU SEPA)
Generate Girocode (EPC069-12) QR codes for euro bank transfers across the SEPA zone. Scanned by Sparkasse, Volksbank, ING, and most German/Austrian banking apps.
0 outbound requests · 100% client-side · verify it yourself →- 104 QR/Barcode Types
- Free Business Card Designer
- Printable WiFi Cards
- Batch CSV (500 codes)
- 50 Templates
- 26 Languages
Need help choosing a type? Use the Wizard → · Got a code to test? Open QR Lab →
Compatibility legend
This barcode format renders monochrome with foreground and background colours only. Templates, dot/eye shapes, gradients, frames, and centre logos apply to QR codes only and are hidden here.
Show 30 more templates
Save a style with the button above to keep your favourites here.
Or pick a built-in icon:
Show 108 more icons
Renders behind the QR at adjustable opacity. Auto-forces EC=H so the QR still scans through the photo.
Batch Generation
Upload a CSV to generate up to 500 QR codes in a single batch. Each row becomes its own QR — pick a template or override 21 properties on a per-row basis: colors, frames, dot/eye/eyeball styles, gradients, transparency, size, error correction, format, built-in logo, and more.
21 columns: type, data, filename, frametext, frame, template, fgcolor, bgcolor, size, ec, dotstyle, eyestyle, format, logo, gradient, g2, gtype, gangle, transparent, eyeball, eyecolor. Only type and data are required. Use | to separate fields inside data (e.g. ssid|password|WPA).
All 104 QR/barcode types supported, including URL, WiFi, vCard, TOTP, Swiss QR-bill, PIX, PromptPay, ZATCA, PayNow, Bitcoin + Lightning, and more. Download the sample CSV to see every column, all 50 templates, 11 frame styles, and 336 built-in logo icons in action.
1. Download the sample CSV · 2. Edit it in Google Sheets, Excel, Numbers, or any text editor · 3. Upload it here
Save the entire QR — type, all field values, style, frame, logo, business card design — as a single .qr.json file. Load it later to recreate everything in one click.
Enter content to generate your QR code
Need to change the destination after it's printed?
Optional: save this as a Pro shortcode so you can swap the destination later without reprinting. Includes scan analytics, a static backup QR, and a 90-day grace period — no lock-in.
E-signatures that hold up in court
Abundera Sign goes beyond basic e-signatures. Every document gets cryptographic proof, independent verification, and a tamper-evident evidence package.
- Auto-generated court-ready evidence packages
- Personal Document Seal — detects tampering instantly
- Anchored to 5 independent systems — no single point of failure
What is EPC Girocode?
EPC Girocode is the European Payments Council's standard for encoding SEPA Credit Transfer details into a QR code (specification EPC069-12). It's most widely used in Germany, Austria, and Switzerland, where it appears on invoices, donation forms, and utility bills under the name "Girocode" or "GiroCode". When a customer scans it with their banking app, the recipient name, IBAN, amount, and reference are pre-filled — they only need to confirm and authenticate.
Girocode vs SEPA QR — what's the difference?
They use the same EPC069-12 payload format. "Girocode" is the German/Austrian brand name and is recognized by virtually every banking app in the DACH region (Sparkasse, Volksbank, Deutsche Bank, Commerzbank, ING, DKB, N26, Erste, Raiffeisen, etc.). "SEPA QR" is the broader European term. Our generator outputs an identical payload either way — pick the page that matches the audience you're printing for.
How to create a Girocode
- Recipient name — the name on the receiving account (max 70 chars).
- IBAN — international bank account number (e.g. DE89 3704 0044 0532 0130 00).
- Amount (optional) — fixed payment amount in EUR. Leave blank for open-amount QRs.
- Reference / Purpose (optional) — invoice number or payment description (max 140 chars).
- BIC (optional) — required only for non-EEA SEPA countries; most banks derive it from the IBAN.
Common uses
- Invoices (Rechnungen) — eliminate IBAN typos at payment time.
- Donation requests for churches, NGOs, and political parties.
- Utility bills, rent receipts, and recurring service invoices.
- Event tickets, conference fees, and club membership renewals.
Available in 26 Languages
Fully translated UI, native script rendering, and right-to-left support for Arabic and Urdu.
Frequently Asked Questions
Which banking apps scan Girocode?
Almost every German, Austrian, and Swiss banking app: Sparkasse, Volksbank, Deutsche Bank, Commerzbank, ING-DiBa, DKB, comdirect, N26, Postbank, Erste Bank, Raiffeisen, Bank Austria, BAWAG, Hypo, UBS, Credit Suisse, Raiffeisen Switzerland, and most fintech apps. Outside DACH, support is more uneven — many banks recognize the underlying SEPA QR format even if they don't market it as Girocode.
Is Girocode the same as Swiss QR-bill?
No. Switzerland has its own newer standard (Swiss QR-bill, also called QR-Rechnung) that replaced the old red and orange payment slips in 2022. Swiss QR-bill is a different payload format and includes a Swiss cross in the middle. Girocode is the EPC EU standard and is also accepted by many Swiss banking apps for SEPA EUR transfers — but for domestic CHF payments inside Switzerland, use Swiss QR-bill instead.
Does the QR need a logo or specific branding?
The EPC069-12 spec doesn't require any logo — the QR works on its own. In practice, most printed Girocodes carry a small "Girocode" or banking-app icon next to the code so users recognize they can scan it with their banking app. You can add one with our logo overlay feature if you like.
Can I use Girocode for non-euro payments?
No. The EPC069-12 specification is locked to EUR. For other currencies you need a different rail entirely — wire transfer, SWIFT, or a payment URL.
What's the maximum amount?
The EPC069-12 spec allows up to 999,999,999.99 EUR per transaction, but the practical limit is set by your bank's daily transfer cap. SEPA Instant Credit Transfer is capped at 100,000 EUR per transaction in many countries; standard SEPA has no inherent cap but banks impose their own.