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Free EPC Girocode QR Code Generator (EU SEPA)

Generate Girocode (EPC069-12) QR codes for euro bank transfers across the SEPA zone. Scanned by Sparkasse, Volksbank, ING, and most German/Austrian banking apps.

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Need help choosing a type? Use the Wizard → · Got a code to test? Open QR Lab →

Keterangan kompatibilitas
📱 Kamera ponsel apa saja 🏭 Hanya pemindai profesional / industri 💳 Dompet atau aplikasi perbankan 🔐 Aplikasi autentikator 📲 Pembaca khusus aplikasi Lihat matriks lengkap →

Host your PDF anywhere — Google Drive (use the "anyone with link" share URL), Dropbox, your own server, S3, etc. Paste the public link here. We encode the URL so the QR works forever and never depends on us. Tip: for Google Drive, replace /view in the share URL with /preview for a cleaner mobile view.

File yang dapat diunduh apa saja — installer, arsip, dokumen, dataset. Hosting di mana saja; kami menyandikan URL. Browser pengguna menangani unduhan sesuai aturan tipe MIME-nya sendiri.

JPEG, PNG, WebP, GIF, atau HEIC — hosting di mana saja. Browser seluler membuka gambar layar penuh; browser desktop menampilkannya sebaris.

URL YouTube dan Vimeo terbuka secara native di aplikasinya di ponsel. File .mp4 / .webm langsung terbuka sebaris di browser modern apa pun.

MP3 / OGG / WAV / FLAC / M4A direct URLs play inline in mobile browsers. Spotify (open.spotify.com/track/…) and SoundCloud (soundcloud.com/…) URLs open in their apps. Apple Music / Bandcamp / Tidal links also work.

Restaurant / cafe / bar menu — point to a PDF, an HTML menu page, or your online-ordering platform (Toast / Square / DoorDash / Uber Eats). Print on table tents, host signs, or window stickers. Pro tip: use a frame ("Scan our menu") so customers know what to do.

Paste your form's share link — either the short forms.gle/… or the long docs.google.com/forms/d/e/…/viewform form. We auto-prefer forms.gle when both are available since the shorter URL produces a denser QR. Works for surveys, registrations, RSVPs, lead capture, classroom polls.

0 / 900

Unggahan lokal tetap di browser Anda dan hanya muncul di kartu cetak. Data QR menggunakan URL di atas.

Kolom lainnya (opsional)

Alamat

Profil sosial

Tip: klik kanan titik mana pun di Google Maps dan salin koordinatnya

Bendera Swiss merah otomatis dipasang pada QR — diwajibkan oleh bank Swiss.

Tempel invoice BOLT11 (lnbc...) atau Lightning address. Kami awali dengan skema URI lightning: agar dapat dipindai oleh dompet Lightning apa pun.

Kompatibel dengan Google Authenticator, Authy, 1Password, Bitwarden, dan aplikasi TOTP standar lainnya.

HOTP (RFC 4226) is the counter-based sibling of TOTP. Use it for hardware tokens like YubiKey OTP or for systems without reliable clocks. Same otpauth:// scheme; counter increments per code instead of advancing on time.

Kode aktivasi GSMA SGP.22 sesuai LPA. iOS 17.4+ dan Android 13+ memindainya langsung untuk menyediakan profil eSIM.

Per RFC 3261, opens a SIP softphone (Linphone, Zoiper, Bria, etc.) and dials the address. sips: forces TLS for signalling. Works with Asterisk, FreeSWITCH, 3CX, and any standards-compliant PBX.

Opens the system MMS composer to send a multimedia message (text + image/audio/video attachment). Distinct from sms: in that the recipient receives an MMS-formatted message. iOS, Android and most carrier apps honour this scheme.

Paste the QR URL from your Alipay Receive Money page (Settings → My QR Code → Save). We pass it through verbatim. The Alipay app, AliPayHK, and any device with the Alipay+ scanner will recognise the URL or QR.

Personal receive codes start with wxp://f2f. Merchant codes are https://payapp.weixin.qq.com/... URLs from the Weixin Pay merchant portal. Paste either; we encode verbatim. The WeChat app and any Weixin-Pay-enabled scanner will resolve it.

Swish is Sweden's national P2P / merchant mobile-payment service. Payee can be a private mobile number (Swish-number) or a 1234-style merchant alias. The Swish app on iOS and Android scans the standard swish://payment?data=... URI.

Vipps is Norway's dominant mobile-payment app (now Vipps MobilePay across the Nordics). Send to phone emits a vipps://send?... deeplink for P2P; Merchant short-link wraps a https://qr.vipps.no/... URL.

Paste the link from your Mercado Pago Cobrar page (the https://mpago.la/..., https://link.mercadopago.com.br/..., or full mercadopago.com short-link). Works across MP apps in Argentina, Brazil, Mexico, Chile, Colombia, Uruguay and Peru.

Data Matrix is a square 2D matrix barcode (ISO/IEC 16022) used in healthcare, electronics, manufacturing, and direct-part marking. Holds up to ~2,335 alphanumeric characters in a single tag. Note: this is not a QR code — QR-only styling (eyes, dots, gradients, frames, logos) is disabled and the basic monochrome render is used.

Aztec Code (ISO/IEC 24778) is the 2D barcode used by airline boarding passes, train tickets, and electronic ID. Designed to scan well on phone screens and at low contrast. Holds up to ~3,067 alphanumeric characters. Not a QR; QR-only styling is disabled.

PDF417 (ISO/IEC 15438) is a stacked linear barcode used on US driver's licences, passports, FedEx airbills, and AAMVA-encoded ID cards. Holds up to ~1,800 ASCII characters. Not a QR; QR-only styling is disabled.

Use for legitimate purposes only: AAMVA parser testing, kiosk & age-gate development, accessibility tools, and demoing AAMVA workflows. Producing a counterfeit government ID is identity fraud and is prosecuted as a felony in every US state. Use real data only when you own the source license, or use synthetic data clearly marked as such.

Dirender sebagai barcode PDF417 mengikuti Standar Desain Kartu AAMVA. Pindai kembali dengan pemindai situs ini untuk melihat parser Pratinjau Lisensi terstruktur beraksi.

Code 128 (ISO/IEC 15417). Panjang variabel, kepadatan tinggi, menyandikan set ASCII lengkap. Digunakan pada label pengiriman (UPS, FedEx, DHL semuanya menggunakannya untuk pelacakan internal mereka), rantai pasokan, dan pelabelan industri.

Code 39 (ISO/IEC 16388). Barcode alfanumerik asli, didukung oleh setiap pemindai yang pernah dibuat. Digunakan pada gelang pasien layanan kesehatan, logistik militer DOD (LOGMARS), dan penandaan inventaris.

Code 93 — penerus Code 39 yang lebih ringkas dari Symbol Technologies. Dua karakter checksum wajib (C dan K) membuatnya lebih andal pada label yang tergores.

Codabar (NW-7) — digunakan oleh bank darah AS, airbill FedEx (warisan), perpustakaan (AS/CA/EU), dan finishing foto. Self-checking; tidak memerlukan digit cek.

EAN-13 / GTIN-13 — pengenal produk ritel global. Digunakan di luar Amerika Utara (yang menggunakan UPC-A) pada setiap produk konsumen ritel. Gunakan nomor GS1 12 digit; digit cek ke-13 dihitung untuk Anda.

EAN-8 / GTIN-8 — pengenal produk ritel ringkas untuk paket kecil di mana EAN-13 tidak muat (permen karet, baterai, dll.).

UPC-A / GTIN-12 — pengenal produk ritel Amerika Utara. Gunakan nomor GS1 11 digit.

UPC-E — varian UPC-A yang dipadatkan 8 digit tanpa nol untuk paket kecil.

ITF-14 (Interleaved 2 of 5) — standar GS1 untuk karton pengiriman / kasing luar. Mengidentifikasi produk di dalamnya (GTIN-14). Digunakan oleh setiap pengecer besar dan gudang 3PL.

Nomor Identifikasi Kendaraan per ISO 3779. Disandikan sebagai barcode Code 39 untuk kompatibilitas dengan pemindai DMV negara bagian, registri otomotif, dan alur kerja asuransi/judul. Karakter ke-9 adalah digit cek (divalidasi otomatis, tidak dihitung otomatis — VIN yang tidak valid masih disandikan untuk pengujian).

Paste the link from your Payconiq merchant portal — typically https://payconiq.com/t/1/... for transactions or https://payconiq.com/l/1/... for static merchant QRs. Scanned by Payconiq, Bancontact, KBC Mobile, Belfius, ING, BNP Paribas Fortis, and most Benelux banking apps.

EPC QR Code (EPC069-12 / Girocode) — the European standard for SEPA Credit Transfer initiation via QR. Supported by most European banking apps including Sparkasse, ING, KBC, BNP Paribas, Rabobank, and all EPC-compliant banks.

Paste the URL to your .pkpass file or Apple Wallet deep link. Scanning opens the pass directly in Apple Wallet on iOS devices.

Paste the Google Wallet save link from the Google Pay API or your pass issuer. Scanning opens the pass directly in Google Wallet on Android devices.

Mengkodekan seluruh baris authorized_keys. Pindai untuk menyalin/menempel kunci ke mesin baru.

Untuk kunci yang sangat panjang, gunakan rMQR landscape atau pecah menjadi beberapa QR. QR standar dibatasi sekitar ~2KB.

Aplikasi WireGuard mobile resmi memindai ini secara langsung. Jangan pernah menyertakan kunci pribadi Anda dalam QR yang dicetak — hanya untuk berbagi digital.

GS1 Sunrise 2027: retailers must scan 2D codes at POS by 1 Jan 2027. Learn more →

GS1 Digital Link adalah alternatif modern ramah-web untuk barcode EAN-13 untuk produk retail. Domain resolver default ke id.gs1.org tetapi Anda dapat menggunakan milik sendiri.

Tempel tautan berbagi dari aplikasi Spotify, atau cukup ID-nya. Kami membangun URL open.spotify.com secara otomatis.

Format tergantung platform — untuk Mastodon gunakan @user@instance, untuk Bluesky gunakan handle.bsky.social, untuk Nostr tempel kunci npub.

Geo URI (RFC 5870) membuka langsung di aplikasi peta apa pun di perangkat — Google Maps, Apple Maps, OsmAnd, dll. — tanpa memilih vendor.

Tautan magnet BitTorrent standar. Dipindai oleh klien BitTorrent apa pun yang mendukung handler skema URI.

Tempel payload iCalendar RFC 5545 lengkap — mendukung banyak acara, alarm, aturan berulang. Sebagian besar aplikasi kalender mengimpor QR secara langsung.

URI webcal:// yang berlangganan pemindai ke umpan .ics yang dihosting. Diperbarui secara otomatis saat Anda menerbitkan acara baru.

Tautan (hingga 10)
5 baris lagi

Seluruh halaman bio Anda disandikan ke dalam hash URL QR — tanpa backend, tanpa akun, tanpa pelacakan. Halaman /bio/ mendekode dan merendernya di sisi klien.

Tempelkan URL video YouTube atau cukup ID video 11 karakter. Kami membuat tautan youtu.be pendek yang terbuka di aplikasi atau browser YouTube.

Membuka aplikasi Apple Music (atau pemutar web) langsung ke lagu, album, daftar putar, atau artis. Storefront mengontrol katalog negara mana yang digunakan.

Find your Place ID at https://developers.google.com/maps/documentation/places/web-service/place-id. Scanning opens the Google Review dialog for your business.

The slug in your Yelp URL after /biz/. Scanning opens the Yelp Write A Review page.

The d + numeric ID from your TripAdvisor listing URL. Scanning opens the Write Review page.

Routes happy customers to your public review page and unhappy ones to a private channel. The branching happens in the user's browser via a hash splash at /review/ — no backend, no tracking. Important: Google's review-gating policies prohibit hiding negative reviews — use this only to collect private feedback in addition to allowing all customers to leave a public review if they choose.

Tries the deep link first; if the app isn't installed, shows the right store button (App Store on iOS, Play Store on Android). On desktop, opens the web fallback. OS detection happens at /app/ — no backend.

Paste any meeting invite link. For Zoom, Google Meet, and Teams we extract the canonical join URL automatically.

If a URL is provided, the QR opens the page with your promo code appended as ?code=YOURCODE. Without a URL, the QR encodes the plain promo code text.

Membuka Venmo dengan nama pengguna Anda sudah terisi. Bekerja di perangkat apa pun dengan aplikasi Venmo terpasang.

Membuka Cash App dengan $cashtag Anda sudah terisi.

QR kotak tip yang menautkan ke halaman Ko-fi, Patreon, Buy Me a Coffee, atau Liberapay Anda. Pilih platform dan masukkan nama pengguna Anda.

URI TWINT yang membuka aplikasi TWINT Swiss dengan nomor ponsel Anda sudah terisi. TWINT adalah aplikasi pembayaran seluler dominan Swiss.

Bizum adalah layanan pembayaran seluler P2P dominan Spanyol, digunakan oleh setiap bank besar Spanyol. Memindai membuka aplikasi bank.

PayNow adalah standar pembayaran QR terpadu Singapura. Mendukung nomor ponsel atau UEN sebagai proxy.

Standar pembayaran QR terpadu JPQR Jepang. Diterima oleh PayPay, LINE Pay, Rakuten Pay, dan 20+ aplikasi pembayaran Jepang.

Sistem Pembayaran Lebih Cepat Hong Kong. Bekerja dengan setiap bank ritel Hong Kong dan layanan FPS HKICL.

DuitNow oleh PayNet — jaringan pembayaran real-time nasional Malaysia. Bekerja dengan semua bank ritel Malaysia dan dompet elektronik.

URI dompet elektronik MoMo — aplikasi pembayaran seluler paling banyak digunakan di Vietnam dengan 30+ juta pengguna.

M-PESA by Safaricom — Kenya's dominant mobile money network. EMVCo MPM QR, readable by the M-PESA app and Safaricom-compatible scanners.

BLIK — Poland's dominant mobile payment system used by all major Polish banks. The 6-digit code is time-limited and confirms the transaction in the payer's banking app.

Interac e-Transfer — Canada's national real-time money transfer service, supported by all major Canadian banks and credit unions.

MB WAY — Portugal's leading mobile payment app linked to SIBS/Multibanco. The phone number identifies the recipient in the MB WAY network.

GCash — the Philippines' largest mobile wallet with 80+ million users. EMVCo MPM QR format, scannable by the GCash app.

Maya (formerly PayMaya) — major Philippine e-wallet and digital bank. EMVCo MPM QR format, scannable by the Maya app.

Kakao Pay — South Korea's leading mobile payment platform from KakaoTalk (50+ million users). Paste a merchant code or a full https://qr.kakaopay.com/ link from your Kakao Pay for Business dashboard.

Naver Pay — major South Korean e-wallet operated by Naver, integrated with the Naver shopping and content ecosystem. Paste a merchant ID or a full https://npay.naver.com/payments/ link.

LINE Pay — mobile wallet from LINE Corporation, widely used in Japan, Taiwan, and Thailand. Paste a merchant ID or a full https://line.me/pay/ link from your LINE Pay merchant dashboard.

iDEAL — the Netherlands' national bank transfer payment scheme, used by 70%+ of Dutch online shoppers. Paste the full iDEAL payment URL issued by your payment processor (Mollie, Stripe, Adyen, etc.).

Boleto Bancário — Brazil's ubiquitous printed-invoice payment method, accepted by every Brazilian bank. Paste the 44-digit linha digitável (bank slip) or the 48-digit concessionária code. Banking apps recognize the digit pattern and auto-fill the payment.

PayID adalah layanan pengalamatan pembayaran instan Australia. Bekerja dengan aplikasi bank Australia mana pun yang mendukung NPP.

ZATCA / FATOORA adalah format QR e-faktur wajib Arab Saudi yang diperlukan pada setiap faktur komersial sejak 2021.

URI BIP-21 terpadu yang menggabungkan alamat Bitcoin on-chain dan faktur Lightning. Dompet modern memilih Lightning saat tersedia dan beralih ke on-chain.

Unggahan lokal tetap di browser Anda dan hanya muncul di kartu cetak. Data QR MeCard tidak memiliki kolom foto.

MeCard adalah alternatif yang lebih sederhana dari vCard, disukai oleh beberapa perangkat Android

Kolom lainnya (opsional)

Alamat

0 karakter

Kapasitas Micro QR: 35 digit, 21 alfanumerik huruf besar, atau ~15 byte (huruf kecil/URL). Paling baik untuk kode singkat, nomor seri, dan ID. Untuk URL, gunakan QR standar sebagai gantinya.

Sebagian besar kamera ponsel tidak dapat memindai kode Micro QR. Format ini memerlukan pemindai industri khusus (misalnya Scandit, Cognex). Gunakan QR standar untuk pemindaian umum.

Rectangular Micro QR — format sempit dan lebar yang ideal untuk tabung reaksi, gelang, dan strip tiket. Hingga 361 karakter.

Sebagian besar kamera ponsel tidak dapat memindai kode rMQR. Format ini memerlukan pemindai industri khusus. Gunakan QR standar untuk pemindaian umum.

Format barcode ini dirender monokrom hanya dengan warna latar depan dan latar belakang. Template, bentuk titik/mata, gradien, bingkai, dan logo tengah hanya berlaku untuk kode QR dan disembunyikan di sini.

Tampilkan 30 templat lagi

Simpan gaya dengan tombol di atas untuk menyimpan favorit Anda di sini.

#000000
#FFFFFF

Atau pilih ikon bawaan:

Tampilkan 108 ikon lagi

Dirender di belakang QR dengan opasitas rendah. Otomatis memaksa EC=H sehingga QR masih dapat dipindai melalui foto.

Pembuatan Batch

Unggah CSV untuk membuat hingga 500 kode QR dalam satu batch. Setiap baris menjadi QR-nya sendiri — pilih templat atau timpa 21 properti per baris: warna, bingkai, gaya titik/mata/pupil mata, gradien, transparansi, ukuran, koreksi kesalahan, format, logo bawaan, dan lainnya.

21 kolom: type, data, filename, frametext, frame, template, fgcolor, bgcolor, size, ec, dotstyle, eyestyle, format, logo, gradient, g2, gtype, gangle, transparent, eyeball, eyecolor. Hanya type dan data yang wajib. Gunakan | untuk memisahkan kolom dalam data (misalnya ssid|password|WPA).

Mendukung semua 20 jenis QR, termasuk URL, WiFi, vCard, MeCard, Email, SMS, Event, Location, UPI, SEPA, PayPal, Crypto, Micro QR dan rMQR. Unduh contoh CSV untuk melihat setiap kolom, semua 40 templat, 11 gaya bingkai, dan 12 logo bawaan dalam aksi.

1. Unduh CSV contoh · 2. Edit di Google Sheets, Excel, Numbers, atau editor teks apa pun · 3. Unggah di sini

Simpan seluruh QR — jenis, semua nilai kolom, gaya, bingkai, logo, desain kartu nama — sebagai satu file .qr.json. Muat nanti untuk membuat ulang semuanya dalam satu klik.

Ctrl+D Unduh PNG
Ctrl+Shift+D Unduh SVG
Ctrl+Shift+C Salin QR
Ctrl+P Cetak

Masukkan konten untuk membuat kode QR Anda

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What is EPC Girocode?

EPC Girocode is the European Payments Council's standard for encoding SEPA Credit Transfer details into a QR code (specification EPC069-12). It's most widely used in Germany, Austria, and Switzerland, where it appears on invoices, donation forms, and utility bills under the name "Girocode" or "GiroCode". When a customer scans it with their banking app, the recipient name, IBAN, amount, and reference are pre-filled — they only need to confirm and authenticate.

Girocode vs SEPA QR — what's the difference?

They use the same EPC069-12 payload format. "Girocode" is the German/Austrian brand name and is recognized by virtually every banking app in the DACH region (Sparkasse, Volksbank, Deutsche Bank, Commerzbank, ING, DKB, N26, Erste, Raiffeisen, etc.). "SEPA QR" is the broader European term. Our generator outputs an identical payload either way — pick the page that matches the audience you're printing for.

How to create a Girocode

  1. Recipient name — the name on the receiving account (max 70 chars).
  2. IBAN — international bank account number (e.g. DE89 3704 0044 0532 0130 00).
  3. Amount (optional) — fixed payment amount in EUR. Leave blank for open-amount QRs.
  4. Reference / Purpose (optional) — invoice number or payment description (max 140 chars).
  5. BIC (optional) — required only for non-EEA SEPA countries; most banks derive it from the IBAN.

Common uses

Tersedia dalam 26 bahasa

UI yang sepenuhnya diterjemahkan, render aksara asli, dan dukungan kanan-ke-kiri untuk Arab dan Urdu.

Frequently Asked Questions

Which banking apps scan Girocode?

Almost every German, Austrian, and Swiss banking app: Sparkasse, Volksbank, Deutsche Bank, Commerzbank, ING-DiBa, DKB, comdirect, N26, Postbank, Erste Bank, Raiffeisen, Bank Austria, BAWAG, Hypo, UBS, Credit Suisse, Raiffeisen Switzerland, and most fintech apps. Outside DACH, support is more uneven — many banks recognize the underlying SEPA QR format even if they don't market it as Girocode.

Is Girocode the same as Swiss QR-bill?

No. Switzerland has its own newer standard (Swiss QR-bill, also called QR-Rechnung) that replaced the old red and orange payment slips in 2022. Swiss QR-bill is a different payload format and includes a Swiss cross in the middle. Girocode is the EPC EU standard and is also accepted by many Swiss banking apps for SEPA EUR transfers — but for domestic CHF payments inside Switzerland, use Swiss QR-bill instead.

Does the QR need a logo or specific branding?

The EPC069-12 spec doesn't require any logo — the QR works on its own. In practice, most printed Girocodes carry a small "Girocode" or banking-app icon next to the code so users recognize they can scan it with their banking app. You can add one with our logo overlay feature if you like.

Can I use Girocode for non-euro payments?

No. The EPC069-12 specification is locked to EUR. For other currencies you need a different rail entirely — wire transfer, SWIFT, or a payment URL.

What's the maximum amount?

The EPC069-12 spec allows up to 999,999,999.99 EUR per transaction, but the practical limit is set by your bank's daily transfer cap. SEPA Instant Credit Transfer is capped at 100,000 EUR per transaction in many countries; standard SEPA has no inherent cap but banks impose their own.

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